Financial Advisory Services:

• Financial Advice - hourly fee or annual retainer
• Fee based investment management
• Estate and tax planning - thinking ahead - proactive not reactive
• In-depth portfolio analysis
• Retirement planning
  • exit strategies
  • spendable income matters, not lump sums
  • pension plans, non qualified plans
• Pension distribution selection and maximization
• Required Minimum Distributions - calculations and tax minimization strategies
• Education funding
• Business succession
• Key Executive retention
• Cash flow analysis and savings guidance
• Mortgage selection - debt repayment strategies
• Good debt vs bad debt - yes some are indeed good
• Financial aid - stacking the deck in your favor
• Lump-sum settlements
• Settlement option analysis
• Stock option analysis, divesting and diversification
• Analysis of severance options
• Analysis of employment contracts
• Trust, inheritance and foundation planning
• Charitable planning & philanthropic gifting

Insurance Services:

• Life Insurance
• Disability Insurance
• Long Term Care Insurance